/* ===== EDU STEP 2 — SEGMENT DETAIL ===== */
    .seg-overlay {
      position: absolute;
      inset: 0;
      background: white;
      z-index: 5;
      overflow-y: auto;
      transform: translateX(100%);
      transition: transform .4s cubic-bezier(.4, 0, .2, 1)
    }

    .seg-overlay.open {
      transform: translateX(0)
    }

    .seg-hero {
      background: linear-gradient(135deg, var(--blue-dark), var(--blue), var(--blue-light));
      padding: 2.5rem;
      color: white;
      position: relative;
      overflow: hidden
    }

    .seg-hero::after {
      content: '';
      position: absolute;
      right: -50px;
      top: -50px;
      width: 220px;
      height: 220px;
      border-radius: 50%;
      background: rgba(245, 124, 0, .18)
    }

    .seg-hero-inner {
      position: relative;
      z-index: 1
    }

    .seg-hero h2 {
      font-family: var(--font-head);
      font-weight: 800;
      font-size: 1.8rem;
      margin-bottom: .5rem
    }

    .seg-hero p {
      opacity: .85;
      font-size: .95rem;
      max-width: 600px;
      line-height: 1.6
    }

    .seg-hero-badges {
      display: flex;
      flex-wrap: wrap;
      gap: .5rem;
      margin-top: 1rem
    }

    .seg-badge {
      background: rgba(255, 255, 255, .15);
      border: 1px solid rgba(255, 255, 255, .25);
      color: white;
      padding: .3rem .8rem;
      border-radius: 50px;
      font-size: .75rem;
      font-weight: 600;
      font-family: var(--font-head)
    }

    .seg-body {
      padding: 2rem;
      max-width: 1100px;
      margin: 0 auto
    }

    .seg-section-title {
      font-family: var(--font-head);
      font-weight: 800;
      font-size: 1.1rem;
      color: var(--gray-900);
      margin-bottom: 1rem;
      display: flex;
      align-items: center;
      gap: .6rem
    }

    .seg-section-title i {
      color: var(--blue)
    }

    .seg-cards {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
      gap: 1rem;
      margin-bottom: 2rem
    }

    .seg-card {
      background: white;
      border: 1.5px solid var(--gray-200);
      border-radius: 14px;
      padding: 1.2rem;
      transition: all .3s;
      cursor: pointer
    }

    .seg-card:hover {
      border-color: var(--blue);
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(21, 101, 192, .1)
    }

    .seg-card-icon {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      margin-bottom: .8rem;
      transition: all .3s
    }

    .seg-card:hover .seg-card-icon {
      background: linear-gradient(135deg, var(--blue), var(--blue-light)) !important;
      color: white !important
    }

    .seg-card h4 {
      font-family: var(--font-head);
      font-weight: 700;
      font-size: .92rem;
      margin-bottom: .3rem
    }

    .seg-card p {
      font-size: .78rem;
      color: var(--gray-500);
      line-height: 1.5
    }

    .seg-faq {
      margin-bottom: 2rem
    }

    .seg-faq .faq-item {
      background: var(--gray-100);
      border: 1.5px solid var(--gray-200)
    }

    .seg-faq .faq-item.open {
      background: white;
      border-color: rgba(21, 101, 192, .25)
    }

    .seg-cta {
      background: linear-gradient(135deg, rgba(21, 101, 192, .06), rgba(245, 124, 0, .04));
      border: 1.5px dashed rgba(21, 101, 192, .25);
      border-radius: 16px;
      padding: 1.5rem;
      text-align: center;
      margin-bottom: 2rem
    }

    .seg-cta p {
      color: var(--gray-600);
      margin-bottom: 1rem;
      font-size: .92rem;
      line-height: 1.6
    }

    .seg-cta-btns {
      display: flex;
      gap: .8rem;
      justify-content: center;
      flex-wrap: wrap
    }

    .seg-steps {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
      gap: 1rem;
      margin-bottom: 2rem
    }

    .seg-step {
      background: white;
      border: 1.5px solid var(--gray-200);
      border-radius: 14px;
      padding: 1.2rem;
      text-align: center
    }

    .seg-step-num {
      width: 36px;
      height: 36px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--blue), var(--orange));
      color: white;
      font-family: var(--font-head);
      font-weight: 800;
      font-size: .9rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto .8rem
    }

    .seg-step h4 {
      font-family: var(--font-head);
      font-weight: 700;
      font-size: .88rem;
      margin-bottom: .3rem
    }

    .seg-step p {
      font-size: .76rem;
      color: var(--gray-500);
      line-height: 1.5
    }

    @media(max-width:600px) {

      .seg-cards,
      .seg-steps {
        grid-template-columns: 1fr 1fr
      }
    }



    /* ══ EDUCATION FLOW OVERLAY ══ */
    .edu-overlay {
      position: fixed;
      inset: 0;
      z-index: 1500;
      background: #fff;
      display: flex;
      flex-direction: column;
      transform: translateX(100%);
      transition: transform .45s cubic-bezier(.4, 0, .2, 1)
    }

    .edu-overlay.open {
      transform: translateX(0)
    }

    .edu-top-bar {
      background: #fff;
      border-bottom: 1px solid var(--gray-200);
      height: 62px;
      display: flex;
      align-items: center;
      gap: .8rem;
      padding: 0 1.5rem;
      position: sticky;
      top: 0;
      z-index: 10;
      box-shadow: 0 2px 10px rgba(0, 0, 0, .06);
      flex-shrink: 0
    }

    .edu-back-btn {
      display: flex;
      align-items: center;
      gap: .4rem;
      background: var(--gray-100);
      border: none;
      border-radius: 8px;
      padding: .42rem .85rem;
      font-family: var(--font-head);
      font-weight: 600;
      font-size: .82rem;
      color: var(--gray-700);
      cursor: pointer;
      transition: all .2s;
      flex-shrink: 0
    }

    .edu-back-btn:hover {
      background: var(--gray-200)
    }

    .edu-bc {
      display: flex;
      align-items: center;
      gap: .35rem;
      flex: 1;
      flex-wrap: wrap;
      overflow: hidden
    }

    .edu-bc span {
      font-size: .78rem;
      color: var(--gray-500);
      font-family: var(--font-head);
      white-space: nowrap
    }

    .edu-bc .crumb {
      cursor: pointer;
      color: var(--blue);
      font-weight: 600
    }

    .edu-bc .crumb:hover {
      text-decoration: underline
    }

    .edu-bc .sep {
      color: var(--gray-300)
    }

    .edu-body {
      flex: 1;
      overflow-y: auto
    }

    .edu-view {
      display: none;
      padding: 1.8rem;
      max-width: 1200px;
      margin: 0 auto;
      width: 100%
    }

    .edu-view.active {
      display: block
    }

    /* Hero band inside flow */
    .edu-band {
      background: linear-gradient(135deg, var(--blue-dark), var(--blue), var(--blue-light));
      border-radius: 18px;
      padding: 2.2rem;
      margin-bottom: 1.6rem;
      position: relative;
      overflow: hidden;
      color: #fff
    }

    .edu-band::after {
      content: '';
      position: absolute;
      right: -30px;
      top: -30px;
      width: 160px;
      height: 160px;
      border-radius: 50%;
      background: rgba(245, 124, 0, .2)
    }

    .edu-band h1 {
      font-family: var(--font-head);
      font-size: clamp(1.4rem, 2.8vw, 1.9rem);
      font-weight: 800;
      margin-bottom: .35rem;
      position: relative;
      z-index: 1
    }

    .edu-band p {
      opacity: .86;
      font-size: .9rem;
      position: relative;
      z-index: 1
    }

    .edu-band-badge {
      display: inline-flex;
      align-items: center;
      gap: .5rem;
      background: rgba(255, 255, 255, .15);
      border: 1px solid rgba(255, 255, 255, .25);
      color: #fff;
      padding: .28rem .75rem;
      border-radius: 50px;
      font-size: .72rem;
      font-weight: 600;
      font-family: var(--font-head);
      margin-top: .7rem;
      margin-right: .4rem;
      position: relative;
      z-index: 1
    }

    /* Segment tabs */
    .seg-tabs {
      display: flex;
      gap: .35rem;
      margin-bottom: 1.6rem;
      background: var(--gray-100);
      padding: 4px;
      border-radius: 12px;
      width: fit-content;
      flex-wrap: wrap
    }

    .seg-tab {
      padding: .48rem 1.2rem;
      border-radius: 9px;
      font-family: var(--font-head);
      font-weight: 600;
      font-size: .82rem;
      color: var(--gray-600);
      cursor: pointer;
      transition: all .25s;
      border: none;
      background: none
    }

    .seg-tab.active {
      background: #fff;
      color: var(--blue);
      box-shadow: 0 2px 10px rgba(21, 101, 192, .12)
    }

    /* Segment cards grid */
    .seg-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
      gap: .85rem;
      margin-bottom: 1.8rem
    }

    .seg-card {
      background: #fff;
      border: 1.5px solid var(--gray-200);
      border-radius: 14px;
      padding: 1.2rem;
      cursor: pointer;
      transition: all .3s;
      position: relative;
      overflow: hidden
    }

    .seg-card::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 3px;
      background: linear-gradient(90deg, var(--blue), var(--orange));
      transform: scaleX(0);
      transform-origin: left;
      transition: transform .35s
    }

    .seg-card:hover {
      border-color: var(--blue);
      transform: translateY(-4px);
      box-shadow: 0 8px 24px rgba(21, 101, 192, .11)
    }

    .seg-card:hover::before {
      transform: scaleX(1)
    }

    .seg-card:hover .seg-card-ico {
      background: linear-gradient(135deg, var(--blue), var(--blue-light)) !important;
      color: #fff !important
    }

    .seg-card-ico {
      width: 44px;
      height: 44px;
      border-radius: 12px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.1rem;
      margin-bottom: .75rem;
      transition: all .3s
    }

    .seg-card h4 {
      font-family: var(--font-head);
      font-weight: 700;
      font-size: .9rem;
      margin-bottom: .2rem
    }

    .seg-card .seg-sub {
      color: var(--blue);
      font-weight: 600;
      font-size: .7rem;
      margin-bottom: .3rem
    }

    .seg-card p {
      font-size: .76rem;
      color: var(--gray-500);
      line-height: 1.5
    }

    /* Subsegment detail panel */
    .subseg-panel {
      display: none;
      animation: fadeUp .3s ease both
    }

    .subseg-panel.active {
      display: block
    }

    .subseg-hero {
      background: linear-gradient(135deg, var(--blue-dark), var(--blue));
      border-radius: 16px;
      padding: 2rem;
      color: #fff;
      margin-bottom: 1.4rem;
      position: relative;
      overflow: hidden
    }

    .subseg-hero::after {
      content: '';
      position: absolute;
      right: -20px;
      top: -20px;
      width: 120px;
      height: 120px;
      border-radius: 50%;
      background: rgba(245, 124, 0, .18)
    }

    .subseg-hero h2 {
      font-family: var(--font-head);
      font-weight: 800;
      font-size: 1.4rem;
      margin-bottom: .35rem;
      position: relative;
      z-index: 1
    }

    .subseg-hero p {
      opacity: .85;
      font-size: .88rem;
      max-width: 580px;
      line-height: 1.6;
      position: relative;
      z-index: 1
    }

    .subseg-badges {
      display: flex;
      flex-wrap: wrap;
      gap: .4rem;
      margin-top: .75rem;
      position: relative;
      z-index: 1
    }

    .subseg-badge {
      background: rgba(255, 255, 255, .14);
      border: 1px solid rgba(255, 255, 255, .22);
      color: #fff;
      padding: .24rem .65rem;
      border-radius: 50px;
      font-size: .7rem;
      font-weight: 600;
      font-family: var(--font-head)
    }

    .helps-box {
      background: linear-gradient(135deg, rgba(21, 101, 192, .05), rgba(245, 124, 0, .03));
      border-left: 4px solid var(--blue);
      border-radius: 0 11px 11px 0;
      padding: 1rem 1.2rem;
      margin-bottom: 1.5rem
    }

    .helps-box .helps-label {
      font-family: var(--font-head);
      font-weight: 700;
      font-size: .84rem;
      color: var(--blue);
      margin-bottom: .22rem
    }

    .helps-box p {
      color: var(--gray-700);
      font-size: .86rem;
      line-height: 1.65
    }

    .what-grid {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(190px, 1fr));
      gap: .8rem;
      margin-bottom: 1.6rem
    }

    .what-card {
      background: #fff;
      border: 1.5px solid var(--gray-200);
      border-radius: 12px;
      padding: 1rem;
      transition: all .3s;
      cursor: pointer
    }

    .what-card:hover {
      border-color: var(--blue);
      transform: translateY(-3px);
      box-shadow: 0 6px 18px rgba(21, 101, 192, .1)
    }

    .what-card:hover .wc-ico {
      background: linear-gradient(135deg, var(--blue), var(--blue-light)) !important;
      color: #fff !important
    }

    .wc-ico {
      width: 38px;
      height: 38px;
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: .95rem;
      margin-bottom: .6rem;
      transition: all .3s
    }

    .what-card h5 {
      font-family: var(--font-head);
      font-weight: 700;
      font-size: .84rem;
      margin-bottom: .18rem
    }

    .what-card p {
      font-size: .73rem;
      color: var(--gray-500);
      line-height: 1.45
    }

    .steps-row {
      display: grid;
      grid-template-columns: repeat(auto-fill, minmax(170px, 1fr));
      gap: .75rem;
      margin-bottom: 1.6rem
    }

    .step-box {
      background: #fff;
      border: 1.5px solid var(--gray-200);
      border-radius: 12px;
      padding: 1rem;
      text-align: center
    }

    .step-num {
      width: 32px;
      height: 32px;
      border-radius: 50%;
      background: linear-gradient(135deg, var(--blue), var(--orange));
      color: #fff;
      font-family: var(--font-head);
      font-weight: 800;
      font-size: .84rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto .6rem
    }

    .step-box h5 {
      font-family: var(--font-head);
      font-weight: 700;
      font-size: .84rem;
      margin-bottom: .2rem
    }

    .step-box p {
      font-size: .72rem;
      color: var(--gray-500);
      line-height: 1.45
    }

    .subseg-faq {
      margin-bottom: 1.6rem
    }

    .subseg-faq .faq-item {
      background: var(--gray-100)
    }

    .subseg-faq .faq-item.open {
      background: #fff
    }

    .free-cta {
      background: linear-gradient(135deg, rgba(21, 101, 192, .06), rgba(245, 124, 0, .04));
      border: 1.5px dashed rgba(21, 101, 192, .28);
      border-radius: 14px;
      padding: 1.3rem;
      text-align: center;
      margin-bottom: 1.6rem
    }

    .free-cta p {
      color: var(--gray-600);
      margin-bottom: .8rem;
      font-size: .88rem;
      line-height: 1.6
    }

    .free-cta-btns {
      display: flex;
      gap: .7rem;
      justify-content: center;
      flex-wrap: wrap
    }

    @media(max-width:600px) {

      .seg-grid,
      .what-grid,
      .steps-row {
        grid-template-columns: 1fr 1fr
      }

      .edu-view {
        padding: 1.2rem
      }
    }